Access and preview all compliance-related documents and policies.
These four links provide you with all the essential tools to maintain a complete and compliant client file. Their purpose is to help ensure you, as an advisor, remain compliant with regulatory requirements while being fully equipped to serve your clients effectively. Please use these links for each new sale or replacement of a policy.
The resources include: Needs Analysis, Investor Questionnaire, Advisor Disclosure, CASL Consent, Privacy Consent, Reason Why Letter. By using these tools, you can feel confident that your client documentation meets compliance standards—eliminating the guesswork and helping you focus on providing great advice.
Under the Financial Services Regulatory Authority of Ontario (FSRA) Title Protection Framework, only individuals who meet specific credentialing requirements are permitted to use the protected titles of:
Insurance advisors may use titles that do not include or closely resemble "Financial Planner" or "Financial Advisor" unless they hold an approved credential under FSRA's framework.
✅ Acceptable Titles: Insurance Advisor, Life Insurance Agent, Licensed Insurance Representative, Insurance Broker (if appropriately licensed), Risk Management Specialist, Estate Planning Consultant (if qualified), Health & Benefits Advisor, Insurance and Retirement Consultant, Wealth Protection Specialist (with proper context and disclaimers).
❌ Titles Not Permitted Without Credentials: Financial Advisor, Financial Planner, Senior Financial Advisor, Certified Financial Advisor, Financial Consultant (context-dependent), Personal Financial Advisor, Financial Broker.
Avoid using the word "Financial" in your title unless you hold a recognized credential from one of FSRA's approved organizations:
🏢 Corporate Name Usage: When referencing a corporation such as Hegemon Financial Group of Canada in your marketing material, you may simplify the name to Hegemon Financial Group (as the trade name), and omit "Canada Inc."
📋 Carrier Logo Approval: If you plan to use any carrier logos in your materials, please ensure you obtain written approval from the carrier's compliance department prior to publishing or posting on social media.
